Riot and Strike Cover provides employees with financial protection against injuries or death resulting from riots, industrial strikes, faction fights, civil commotion, and other similar social disturbances. During periods of unrest, employees may face increased risks while businesses experience disruption, property damage, and reduced productivity. While SASRIA provides protection for certain losses to company and individual assets, it does not cover employees in their personal capacity for injuries or fatalities arising from these events. This policy helps address that gap by providing dedicated personal protection for employees who suffer covered injuries or death during riots, strikes, and related disturbances, subject to the applicable policy terms and conditions.